Digital Privacy Policy

This Privacy Policy describes how Bodi Insurance collects, uses, and discloses your personal information when you use our mobile application or website. We are committed to protecting your privacy and handling your personal information with care and transparency.

1. Information we collect

Bodi Insurance collects the following personal information:

• 1.1 Full name, ID card, registration number, date of birth, gender, address, passport (for foreigners), phone, email
• 1.2 Health info (for health/life insurance): medical history, current status, family history
• 1.3 Vehicle info (for auto insurance): mark, model, year, engine no., plate no., driving & accident history
• 1.4 Property info (for home insurance): address, type, building details, security features, claim history
• 1.5 IP address, access logs, and device location when accessing Bodi Insurance App
• 1.6 Third-party info: employment, credit bureaus, claim history, etc.

2. How we collect

• 2.1 When you update information previously given to Bodi Insurance
• 2.2 When you first register online or in person
• 2.3 When you come in person for services
• 2.4 When using our app or website
• 2.5 When updating your existing customer data

3. Using information

• 3.1 For claim processing
• 3.2 To analyze suggestions, disputes, and complaints
• 3.3 To deliver services tailored to customer needs

4. Security

• 4.1 We follow Mongolian laws and will not disclose info unless legally required
• 4.2 We strengthen data privacy practices in compliance with law
• 4.3 We use international-grade security systems, regularly updated

5. Information sharing

• 5.1 With courts, regulators, tax officials, and investigators as needed
• 5.2 With any authorized person under Mongolian law
• 5.3 With credit agencies, insurers, fraud investigation bodies
• 5.4 With financial institutions for crime prevention
• 5.5 With representatives authorized by you

6. Children Privacy

6.1 We collect info from users under 18 only with guardian consent. If collected without proper consent, we will delete the data immediately.